Your whole month, the moment you open it.
No digging. The first screen answers the only question that matters: how am I doing this month?
- 01.1See what’s left to spend and what’s already gone, at a glance.
- 01.2A live breakdown of where your money is going, biggest first.
- 01.3Colour tells the story — a soft fill while you’re comfortable, a deeper one as a category gets tight.
Budgets that actually hold.
Give every category a limit and watch it fill as you spend, so you always know how much room is left.
- 02.1Choose the style that suits you — envelope, rolling, or zero-based.
- 02.2Carry a surplus forward to next month, or roll an overspend back.
- 02.3Every category updates the instant a spend lands — no reconciling.
Logging a spend takes seconds.
Type it, scan the receipt, or split it — then forget about it. The ledger stays precise without stealing your time.
- 03.1Snap a receipt and let it read the amount and merchant for you.
- 03.2Split a bill across categories or people in a couple of taps.
- 03.3Tag, note, and search — every past spend is a swipe away.
Bank & mobile-money alerts, logged for you.
Paste a transaction message and Master of Coin reads the amount, the merchant and the category — so nothing slips through unrecorded.
- 04.1Works with bank SMS, mobile-money alerts (M-Pesa and more), and card notifications.
- 04.2Messages are read on your device — nothing is stored until you approve it.
- 04.3You review every detected spend before it’s ever saved.
A briefing, not a spreadsheet.
Each month, a short, plain-language read on what changed — so you act on your money instead of just recording it.
- 05.1See this month against the last, category by category.
- 05.2Spot the quiet climbs early, before they blow a budget.
- 05.3Clear prompts on where to ease off and where you’re winning.
The boring parts, handled.
Set it once and Master of Coin keeps the books current — recurring bills, smart categories, and a nudge before things go wrong.
- 06.1Recurring rules post rent, subscriptions and salaries on schedule.
- 06.2Smart categorisation learns where your spends belong.
- 06.3Gentle alerts when a category is close to its limit.
Turn ‘left over’ into ‘saved’.
Give your surplus a job. Set a goal, watch the bar fill, and let every good month move you closer.
- 07.1Set a target and a date, and track the progress at a glance.
- 07.2Move surpluses toward a goal instead of letting them drift.
- 07.3Reports and export put the full picture in your hands, any time.
Your data stays yours.
A money app only works if you trust it. So the deal is simple: your data is private, encrypted, and entirely under your control.
- 08.1We never sell your personal or financial data — ever.
- 08.2Encrypted in transit and at rest; sensitive parsing happens on-device.
- 08.3Export everything, or delete your account and all of it, whenever you like.