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Terms of Use

The agreement between you and Master of Coin, in plain language — what you can expect from us, and what we ask of you. The same terms that ship inside the app.

Effective 2026 · Master of Coin, Nairobi, Kenya

01

1. Acceptance of Terms

  • By accessing or using Master of Coin ("the App"), you agree to be bound by these Terms of Service ("Terms").
  • If you do not agree to these Terms, please do not use the App.
  • We reserve the right to modify these Terms at any time. Continued use of the App constitutes acceptance of any changes.
02

2. Eligibility

  • You must be at least 18 years old to use this App.
  • By using the App, you represent and warrant that you have the legal capacity to enter into these Terms.
  • You agree to provide accurate, current, and complete information during registration.
03

3. Account Registration

  • You are responsible for maintaining the confidentiality of your account credentials.
  • You are solely responsible for all activities that occur under your account.
  • Notify us immediately of any unauthorized use of your account.
  • We reserve the right to suspend or terminate accounts that violate these Terms.
04

4. Financial Data & Transactions

  • The App helps you track and manage your financial transactions.
  • You are responsible for the accuracy of all data you input into the App.
  • We do not provide financial advice or investment recommendations.
  • All financial decisions made based on App data are your sole responsibility.
  • The App does not execute actual financial transactions on your behalf.
05

5. SMS Message Processing

  • The App may process SMS messages to detect financial transactions.
  • SMS messages are processed locally on your device when possible.
  • You grant permission for the App to access SMS messages you explicitly paste.
  • We do not store SMS content without your explicit consent.
  • You can review and approve all transactions before they are processed.
06

6. User Conduct

  • You agree not to use the App for any unlawful purpose.
  • Do not attempt to gain unauthorized access to the App or its systems.
  • Do not upload malicious code or interfere with the App's operation.
  • Do not impersonate another user or provide false information.
  • Violation may result in immediate account termination.
07

7. Intellectual Property

  • The App and its original content, features, and functionality are owned by Master of Coin.
  • You may not copy, modify, distribute, sell, or lease any part of the App.
  • You retain ownership of your financial data.
  • We grant you a limited, non-exclusive, non-transferable license to use the App.
08

8. Third-Party Services

  • The App may integrate with third-party services and APIs.
  • We are not responsible for the practices of third-party services.
  • Your use of third-party services is subject to their respective terms.
  • We may discontinue third-party integrations at any time.
09

9. Subscription & Payments

  • The App may offer premium features for a subscription fee.
  • Subscription fees are billed in advance on a recurring basis.
  • You may cancel your subscription at any time.
  • Refunds are handled in accordance with our refund policy.
  • We reserve the right to change pricing with reasonable notice.
10

10. Disclaimer of Warranties

  • The App is provided "as is" and "as available" without warranties of any kind.
  • We do not warrant that the App will be uninterrupted or error-free.
  • We are not liable for any financial losses incurred using the App.
  • We do not guarantee the accuracy of transaction categorization.
  • Use the App at your own risk.
11

11. Limitation of Liability

  • To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages.
  • Our total liability shall not exceed the amount paid by you, if any, for using the App.
  • We are not responsible for any unauthorized access to your data.
  • We are not liable for any third-party claims against you.
12

12. Indemnification

  • You agree to indemnify and hold harmless Master of Coin from any claims arising from your use of the App.
  • This includes claims related to your violation of these Terms or infringement of any rights.
  • We reserve the right to assume exclusive defense of any matter subject to indemnification.
13

13. Termination

  • We may terminate or suspend your account immediately without notice for conduct that violates these Terms.
  • You may delete your account at any time from the App settings.
  • Upon termination, your right to use the App will cease immediately.
  • We may retain anonymized data for analytical purposes after termination.
14

14. Data Privacy

  • Your use of the App is also governed by our Privacy Policy.
  • We collect and process data as described in the Privacy Policy.
  • You consent to the collection and use of your data as outlined.
  • You have the right to access, modify, or delete your personal data.
15

15. Governing Law

  • These Terms shall be governed by the laws of Kenya.
  • Any disputes arising from these Terms shall be resolved in the courts of Kenya.
  • You consent to the exclusive jurisdiction of such courts.
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16. Contact Information

Questions about your data or these terms? Email mstrfcn@gmail.com.

Privacy Policy·Terms of Use